It is a documented fact that young drivers are a bigger risk than the rest of the car drivers in the UK for insurers; hence their premiums are proportionately higher. But it appears few are prepared to apply common sense and purchase cars with smaller engines which in turn carry a lower car group rating and therefore lower premiums.
Younger drivers aged 17-21 years old continue to cost themselves unnecessary expense by choosing cars that come into higher insurance bracket.
Is it a macho thing? Apparently not as whilst 63% of drivers in that age group are seeking quotes for cars with engine sizes greater than 1250cc, it is only marginally more males than females.
Gocompare’s research on this in late 2008 and reported that around 2/3rd’‘s of males sought quotes for vehicles with more than a 1250 cc engine (standard or modified vehicles), 55% of females did the very same.
The boys are far more prepared to purchase those modified vehicles with twice as many males seeking quotes for such vehicles than females.
It is interesting to note that this trend is in spite of insurance premiums for young males generally increasing in recent years whilst those lucky young ladies have seen their premiums fall.
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