Few families or businesses have escaped some kind of illegal activity involving vandalism; break ins, theft or accidents involving their cars. In fact, it is pretty much a given, that if you haven’t been affected in some way as yet, you will be at some time in the future.

You don’t have to be the offender, you can simply be in the wrong place at the wrong time, or just a victim caught up in a series of unfortunate events.

Well, if you have been a victim, here are a few examples showing the laws of this land working for you and punishing the offenders*.

• Four months imprisonment for a 26 year old male convicted of theft for a motorised vehicle.
• A fine of £160 plus court costs £43, £15 victim charge, disqualification of holding and obtaining a driving licence for 3 years for a 51 year old male, convicted of Drink Driving.
• A £250 fine, £60 court costs plus £15 victim charge coupled with 24 month disqualification from holding or obtaining a driving licence for a 40 year old male
• A £175 fine, £45 court costs and £15 victim charge for a 41 year old male convicted for failing to notify the Secretary of State of the transfer of a vehicle to another person
• A £175 fine, £15.42 back duty and £45 costs for a business using a vehicle without a valid road tax  licence on one of their vehicles

Not all of these offences will necessarily affect insurance premiums but most will.

*Source: Evening Herald, Plymouth, reporting cases dealt with in Plymouth Magistrates Court, November and December 2008

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