In the run up to Valentine’s day, it is perhaps appropriate to remind readers about what you should expect in the event of an accident when driving overseas to ensure you know what to expect and any interruption to that romantic few days is not affected too badly.
This article therefore lays out some basics:
It is of course, important to remember to ensure your insurance is valid for driving in the countries you intend to visit.
Under EU law, all car insurance providers are obliged to offer third-party only cover when driving abroad. This level of cover will only pay out for damage sustained to another vehicle or driver - it does not protect against theft, accidental damage, or personal injury.
It may be possible to extend comprehensive cover for the duration of an overseas trip, but drivers need to check the small print, as some insurers will charge for this.
Before setting out, it is important to confirm that your insurance policy provides adequate cover for the countries you will be driving through as the road traffic rules can vary from country to country rules are different.
There may come a time when you find yourself involved or caught up in an accident of some kind.
If this happens, you should stop as soon as it is safe to do so, and place your accident warning triangle at a distance far enough away from your car or the scene of the accident to allow passing traffic to take avoiding action.
Try not to admit liability, say as little as possible and remain calm, especially in any dealings with the local police.
The only document you should sign is the European Accident Statement or “Constat Amiable”.
The subsequent article will offer guidance on the technical aspects.