Many years ago insurance companies started to recognise that ladies are less of a risk than men when it comes to car insurance. As a result, insurers started to offer discounts for female policyholders and they can now find some really good motor insurance deals.
Why?
Well, statistics clearly display the reasons:
• Government statistics show that men receive more driving offences receiving more than 90% of the convictons in the UK.
• Again, more than 90% of all convictions for dangerous driving are given to men.
• Although women have as many accidents as men, they are generally less serious, and settlement costs are lower than accidents involving men.
• Women drivers don’t generally drive as fast, as far, or as often as men.
How to take advantage
• Look to buy a car with a smaller engine – say a 1.0 – 1.2 litre – these cars tend to have a lower car insurance group rating. Avoid buying performance cars.
• Avoid buying cars which have been modified. Alloy wheels are a good example – they look lovely but if you think about it, if there were 2 cars parked next to eachother, the only difference being 1 has had a lovely set of alloys fitted to it. It is more likely that a thief will select the vehicle that looks better – the one with the alloy wheels!
• Look out for additional security features on the car such as alarms and/or immobilisers – insurers tend to offer discounts for vehicles fiitted with these.
• If you don’t use the vehicle often, tell the insurer – you could get a discount for lower annual mileage
• It’s always nice to help your children out, but if you are a parent, make sure you look carefully at the cost of including children on your policy – you may help them to get on the road but it may be a false economy – find out the cost of them taking out a policy in their own name on their own vehicle – they will earn their own bonus quicker.
| Amazing jewellery display !! |
| Does your shop need Display Cabinets ? then come to us. |
| Falkos Gold Online |