Theft from vehicles will undoubtedly increase over the Christmas and New Year as revellers who have started out driving their car, get into the mood and end up leaving their cars in and around town centres and pub car parks overnight.

We’ve all done it I’m sure, and we have all at some time returned to our cars the following day either half expecting it to have been broken into or actually finding it gone!

The financial difficulties thrust upon us by the current economic downturn opens up an increased risk of theft, particularly from homes and cars.

It is worthy of a reminder therefore to car owners to remember to ensure that alarms and immobilisers are fully operational and if they aren’t, get them fixed or replaced without delay.

Some vehicles automatically attract a policy condition that demand alarm systems are installed and fully operational at all times. Failure to do so could result in forfeiture of any compensation in the event of a claim or incident.

It is worth noting that domestic burglaries rose by more than a third between 1990 and 1992 and the Government has warned that burglaries and property crime could rise by 7% this year and a further 2% in 2009.

Above all, make sure you do not leave any personal possessions in cars that have some kind of sentimental value – their value is normally immeasurable and absolutely heartbreaking to lose, with absolutely no possibility of replacement.

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