Ever wondered whether insurance premiums are affected by the state of the roads around where you live?

Well, the answer is probably no, but we will never be able to confirm that.

Generally, whether we think it or not, UK roads are an awful lot better and safer than some of those roads around the globe.

Take the road to Hana in Hawaii - whilst not overly dangerous in itself, the bridges on which it runs in places are in serious need of repair. Hawaii is subject to earthquakes which have affected these bridges over the years.

In the Australian Outback such as the road to Adelaide, it can be lethal. Not because of the state of the road but because drivers don’t prepare properly. It is so, so hot.

The road to Nepal, leading from Katmandu to Everest Base Camp, is extremely rocky and scattered with loose boulders from the unsecured cliffs flanking a lot of the way and at 4000 feet above sea level, conditions can be tough.

Moving back to the UK, we have the A682 in Lancashire where a 15 mile stretch is now considered one of the most dangerous roads in the UK having seen nearly 100 deaths in the past 10 years.
This nasty notorious stretch of road that has seen so much tragedy is located between junction 13 of the M65 and Long Preston.

It is sometimes inevitable to avoid riskier stretches of road and you will probably know exactly which ones in your area are more dangerous than others.

You can help avoid risking your no claims bonus by simply taking that extra bit if care when driving on them.

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