You are looking at buying that tidy little motor but have a tidy little problem – the cost of your insurance premium.
The reason is that your car insurance is due for renewal just before your birthday!
Consider waiting to renew your policy until after your birthday. For drivers under the age of 25 years old this can save you quite a bit of money.
Basically, the younger you are, the better the chance of saving more money.
So when your policy is next coming up for renewal or you are buying your first car, check out some of the aggregator websites. Have a look at comparethemarket/beatthatquote or moneysupermarket and get some insurance premium quotes based on your current age and another based on your age after you have had your birthday.
That said however, it is important to remember that it is illegal to drive a car on the public highway without a valid insurance certificate and anyone caught breaking the law can look forward to getting some penalty points on their licence, so please do not be tempted to drive your car whilst it is uninsured.
If need be, lay your car up from the date your current policy expires but remain disciplined and don’t use the car. If you are caught driving it without insurance, the loading your insurers will impose on your policy will, in all likelihood, absorb any saving you were expecting to make.