You are driving along a fairly busy road, slowing up to turn right into a side road. There is no break in the oncoming traffic so you have to stop.
Your indicator is on, flashing away, your foot is on the brake pedal so your brake lights are also clearly displayed, yet inexplicably, the car behind you crashes in to the rear of your car.
You do not feel like you have been injured and you quickly realise that your car is still drivable, so, to avoid further congestion, you complete your manoeuvre into the side road and pull up, intending to exchange contact details etc. with the other driver.
To your surprise, the other driver has continued on with their journey and no longer in view so you don’t even have their car registration.
All of your potential witnesses, endeavouring to complete their journey’s no doubt, are also noticeable by their absence.
An all too common occurrence, unfortunately.
Not all is lost however; it is possible that, even in the absence of witnesses, there is still a chance that you could pursue a claim for the damage to your car and any injuries that develop through the Motor Insurers’ Bureau (MIB).
The MIB is a fund of last resort and as such will consider claims for property damage and injury where compensation cannot be claimed from another source.
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