A 28-year-old man was charged with burglary after he stole a Porsche in the Lytham area recently.
The man from Liverpool was also charged with:-
• Taking a motor vehicle without the owners consent
• Driving whilst disqualified
• Driving without insurance
• Obstructing an officer in the execution of their duty.
The theft of the car occurred following a break in at a property in Lytham St Anne’s, where the key to the vehicle together with a laptop was stolen.
An observant resident had contacted the police because they saw what appeared to be some suspicious activity.
Police officers with the support of their forces helicopter tracked the Porsche and the driver was eventually arrested in nearby Warton.
On this occasion, due to the vigilance of a local public spirited resident, police were informed quickly and able to act promptly.
There is no reference to whether there was actually any damage to the vehicle or laptop, but in any event, the thief can now look forward to a hefty fine, penalty points on his licence or a driving ban at the very least. He could even suffer a custodial sentence.
The car owner however, if lucky, gets their car back, damage free, and retains their no claims bonus.
If not so lucky, and decide to claim off their car insurance, their claim will be subject to a policy excess, they could possibly suffer loss of income and compound this with the inconvenience of losing the use of the car whilst it is in for repairs. Finally, they will of course lose some no claims bonus unless it was protected.
Some of these potential losses are insurable or can at least be covered in a car insurance policy. If your livelihood is dependent on your car, make sure you look for insurance policies that offer a free courtesy car whilst yours is in for repair as a result of an accident or claim.
The additional premium payable may well be worth it.
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