Insurance fraud is one of those things that just will not go away.
Fraudulent claims absorb a tremendous amount of insurance provider’s money and they are constantly looking at improving ways to deter, prevent and indeed identify fraudsters.
It has been well publicised the way some groups deliberately slam their brakes on whilst driving along a road for no apparent reason leaving the car driver behind absolutely no option but to crash into the back of their car.
They then fake injury and claim exhorbitant amounts of compensation.
Well, although not well publicised (and for a very good reason), insurance companies use fraud investigators to check out the validity of potential claims.
These investigators go to great lengths to stalk their quarry, hiding in hedges, camouflaged, and hiding up trees with long telephoto lenses on their cameras and videos just to catch would be fraudsters out and reduce the value of claims.
Whilst it may seem an unsavoury job, it is in fact saving genuine insurance policyholders money. Insurers basically have repsonsibilities to policyholders and shareholders and anything that impacts on their profits, will in one or another impact on dividends or premiums.
Fraud investigators undergo intense military-style boot camp training, where they are assessed in such areas as observation, driving skills and their ability to react under pressure.
Anyone under the illusion that all insurance jobs are dull and boring, should think again!
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