The latest study published by moneysupermarket.com has suggested that motorists driving under the influence of alcohol face significant increases in their car insurance premiums or even worse, have their very livelihoods threatened by insurers refusing to provide cover.
The survey, published on 10 November revealed that leading insurers including some major players such as Budget, Kwik Fit and the Post Office, increased insurance premiums by an average of 82 per cent for drivers with previous drink driving convictions.
Now this may be a case of some insurers adopting more prudent underwriting philosophies by effectively pricing themselves out of the market to try and protect profits in these difficult times, but further financial penalty isn’t going to solve the problem on it’s own, particularly as we approach the traditional festive Christmas period.
The most sensible way is for people to take personal responsibility beforehand and adopt the age old policy of “don’t drink and drive.”
Andy Leadbetter, head of insurance at moneysupermarket.com summed it up particularly well by saying:
“Even if you are over the limit by just a small amount, finding yourself uninsurable will be a huge blow.”
“Surely getting behind the wheel after drinking just isn’t worth it.”
460 people were killed in the UK last year as a result of drink driving according to the Department of Transport.
That’s 460 unnecessary deaths that could, in all likelihood, have been avoided!
Think before you drink, before you drive!
It may be another age old saying, but is still as valid as ever!
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