The new 58 Plate will be released on 1 September and the new car market is full of attractive offers, giving new car buyers wanting a 58 plate a huge selection of cars to choose from.
Here are a few tips to help you work your way through the maze of cars and options available.
1. Start by calculating how much money you want to spend – don’t immediately discount the finance packages on offer by suppliers. They can sometimes be worthwhile, even if you have the cash put aside. The finance deals may make it worth your while leaving your cash in an account earning more interest than the interest charges the supplier is applying to any finance deal. Talk to your bank. We always want the car that is just out of our price range. Think carefully before stretching your finances too much – there is a credit crunch going on at the moment and there is no sign of it easing!
2. Make sure you conduct a thorough test drive – a quick drive “around the block” is not enough – make sure you try the car on different road surfaces, in busy areas and on the open road.
3. Make sure all the controls are user friendly and positioned where you like them and it is comfortable to drive – don’t forget to let any regular passengers ride in the car with you – it may not be suitable for them. There is little point buying a car that is not suitable for them.
4. Check out the servicing costs and manufacturer’s warranty offered – it’s all very good getting a cheap new car but if your servicing costs are high, this could make the deal less attractive.
5. Read reviews on the vehicles that appear to meet your requirements.
6. Check optional extras – it’s always nice to have them but discipline yourself to select only those that you want, and will use – be practical, don’t let the salesman talk you into having those little extras you will never use – they are not cheap and can quickly move the price up.
7. The type and model of car, your age, health and previous driving and accident history can affect your insurance premium so don’t forget to check out your insurance premium for this new car.
8. Don’t forget, the salesman is paid to sell – don’t be pushed into buying something you are not 100% satisfied with – weed out those parts of their sales pitch that is irrelevant before making your decision.
9. Finally, get out on that road and enjoy! – happy and safe driving!!
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