It is pretty much everyone’s nightmare to find themself involved in an accident.
Today’s “living” pressures offers little room for time consuming unplanned events but to ensure any car insurance claims run smoothly, some of the following tips make be of use.
Firstly, remember, it’s only a car; the welfare of the people involved in the accident should take immediate priority. Call the police and ambulance services if someone is injured.
Circumstances permitting, immediately after the accident, make sure you:-
• Remain calm
• Obtain full details of the other drivers involved including:-
• Their name(s), address and telephone details
• Their insurance company and policy number if it is available
• The make, model, colour and vehicle registration numbers
• Get the name, address and contact details of any witnesses
• Write down the circumstances surrounding the accident – the time, weather conditions, road conditions (whether some traffic control system was faulty etc.)
• Get the name, address and contact details of any witnesses
• Notify your own insurer.
It may help your claim if you are able to get photographs of the accident and damage to any vehicles involved. This information could prove important if liability is disputed and possibly vital, if the claim ever went to court.
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